[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rametchm.cz\/od-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.rametchm.cz\/od-koho-si-pujcit\/","headline":"Od koho si p\u016fj\u010dit?","name":"Od koho si p\u016fj\u010dit?","description":"Mo\u017en\u00e1 u\u017e to potkalo i v\u00e1s. N\u011bkdy v \u017eivot\u011b jste poc\u00edtili pot\u0159ebu po\u0159\u00eddit si n\u011bjak\u00e9 zbo\u017e\u00ed nebo vyu\u017e\u00edt n\u011bjakou slu\u017ebu, jen\u017ee nakonec jste si to museli odep\u0159\u00edt, a to z toho d\u016fvodu, \u017ee jste na to nem\u011bli dost pen\u011bz, \u017ee to bylo nad va\u0161e mo\u017enosti. Nic neobvykl\u00e9ho, to se zkr\u00e1tka st\u00e1v\u00e1. Jen\u017ee v p\u0159\u00edpad\u011b d\u016fle\u017eit\u00fdch […]","datePublished":"2020-09-21","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.rametchm.cz\/author\/#Person","name":"","url":"https:\/\/www.rametchm.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rametchm.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rametchm.cz\/wp-content\/uploads\/ciz%C3%AD%20bankovky_3.jpg","url":"https:\/\/www.rametchm.cz\/wp-content\/uploads\/ciz%C3%AD%20bankovky_3.jpg","height":0,"width":0},"url":"https:\/\/www.rametchm.cz\/od-koho-si-pujcit\/","about":["Web"],"wordCount":433,"articleBody":"       Mo\u017en\u00e1 u\u017e to potkalo i v\u00e1s. N\u011bkdy v \u017eivot\u011b jste poc\u00edtili pot\u0159ebu po\u0159\u00eddit si n\u011bjak\u00e9 zbo\u017e\u00ed nebo vyu\u017e\u00edt n\u011bjakou slu\u017ebu, jen\u017ee nakonec jste si to museli odep\u0159\u00edt, a to z toho d\u016fvodu, \u017ee jste na to nem\u011bli dost pen\u011bz, \u017ee to bylo nad va\u0161e mo\u017enosti. Nic neobvykl\u00e9ho, to se zkr\u00e1tka st\u00e1v\u00e1. Jen\u017ee v p\u0159\u00edpad\u011b d\u016fle\u017eit\u00fdch \u010di vysloven\u011b nezbytn\u00fdch produkt\u016f \u010di slu\u017eeb by se to rozhodn\u011b st\u00e1vat nem\u011blo. Proto\u017ee jsou v\u011bci, kter\u00e9 lid\u00e9 zkr\u00e1tka nemohou jen tak o\u017eelet, kter\u00e9 si nemohou dovolit nezaplatit.Jen\u017ee jak platit, kdy\u017e nen\u00ed \u010d\u00edm, \u017ee ano?V takov\u00e9m p\u0159\u00edpad\u011b tedy nezb\u00fdv\u00e1, ne\u017e zkusit \u0161t\u011bst\u00ed v n\u011bkter\u00e9 finan\u010dn\u00ed instituci a vz\u00edt si p\u016fj\u010dku. Proto\u017ee pr\u00e1v\u011b to m\u016f\u017ee b\u00fdt nejednou t\u00edm nejide\u00e1ln\u011bj\u0161\u00edm \u0159e\u0161en\u00edm nastal\u00e9 nep\u0159\u00edjemn\u00e9 situace. Kdy\u017e nejsou k dispozici prost\u0159edky vlastn\u00ed, vezmou se zkr\u00e1tka ty ciz\u00ed, a postupn\u011b se to pak zase splat\u00ed.Av\u0161ak aby n\u011bkdo se \u017e\u00e1dost\u00ed o p\u016fj\u010dku usp\u011bl, mus\u00ed nejprve splnit v\u0161e, co po n\u011bm zvolen\u00e1 finan\u010dn\u00ed instituce u po\u017eadovan\u00e9ho typu p\u016fj\u010dky po\u017eaduje. A proto\u017ee jsou tu r\u016fzn\u00e1 a \u010detn\u00e1 krit\u00e9ria, nen\u00ed nejednou z\u00edsk\u00e1n\u00ed p\u016fj\u010dky \u017e\u00e1dn\u00e1 hra\u010dka. Zejm\u00e9na pak pro toho, kdo m\u00e1 ekonomick\u00e9 t\u011b\u017ekosti a nem\u00e1 tak moc co nab\u00eddnout.Ov\u0161em je tu i n\u011bco, co nezklame. A to je hypot\u00e9ka na pozemek. Pokud \u010dlov\u011bk p\u016fj\u010dku pot\u0159ebuje a nen\u00ed coby \u017eadatel rozhodn\u011b perfektn\u00ed, m\u016f\u017ee tu jednodu\u0161e d\u00e1t nebankovn\u00ed spole\u010dnosti do z\u00e1stavy svoji nemovitost a z\u00edskat za ni ony tolik pot\u0159ebn\u00e9 finan\u010dn\u00ed prost\u0159edky.D\u00edky zastaven\u00e9 nemovitosti se tu nemus\u00ed nic slo\u017eit\u011b dokl\u00e1dat, d\u00edky tomu se tu nemus\u00ed \u010dekat celou v\u011b\u010dnost na schv\u00e1len\u00ed a v\u00fdplatu p\u016fj\u010den\u00e9 sumy. A to je rozhodn\u011b n\u011bco, co nen\u00ed podru\u017en\u00e9. A kdy\u017e si \u010dlov\u011bk uv\u011bdom\u00ed, \u017ee ho tu nezbavuj\u00ed nad\u011bj\u00ed ani jeho n\u00edzk\u00e9 p\u0159\u00edjmy, ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, ani dal\u0161\u00ed st\u00e1le je\u0161t\u011b nesplacen\u00e9 p\u016fj\u010dky \u010di exekuce, a \u017ee mu tu nav\u00edc p\u016fj\u010d\u00ed za v\u00fdhodn\u00fdch flexibiln\u011b nastaviteln\u00fdch podm\u00ednek, d\u00e1 se mo\u017en\u00e1 p\u0159\u00edmo zaj\u00e1sat.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit?","item":"https:\/\/www.rametchm.cz\/od-koho-si-pujcit\/#breadcrumbitem"}]}]